La Jolla Health Insurance Plans is a medical insurance agency that provides individual, family & group HMO & PPO Health Plans with business medical insurance and employee benefits including long term care & disability insurance plans. Serving La Jolla and Northern San Diego County CA

David Cravens of La Jolla Health Insurance Plans has worked with small businesses, families, individuals, seniors and the Self-employed for more than 20 years. La Jolla Health Insurance Plans specializes in low-cost group, individual and small business health plans, vision and dental insurance and senior Medicare supplement insurance. We offer online comparisons and free quotes, with outstanding service, friendly guidance plus full support to help you navigate through the confusing health insurance maze from the passage of the ACA and the implementation of health care reform. Serving La Jolla and north San Diego County CA

Health Care Reform, do you find it confusing and scary?

Contact us to demystify the new system! 

ca healthcareWe are here to help you after you have enrolled in your plan and look forward to providing assistance as your health needs change and building an ongoing relationship. We are known for our:

Let our friendly experts help guide you through the new healthcare system. Please call or email us with your questions and request for a free analysis and quote. Or use the free quote system on our web site for a health insurance comparison quote you need right now.

We know about Health Care Reform; call us today! (858) 277-4878

Our Services

Choose from any of the insurance services we offer and you can get a fast, free, and instant insurance quote.

Health Care Reform

The Affordable Care Act, which was passed in 2010, has resulted in complex changes to the health insurance industry and to our healthcare system, and a number of new mandates that were implemented in January 2014. Many people and employers are confused about what is going to happen. We at La Jolla Health Insurance Plans are fully informed about the latest health care reform laws and changes. We have invested a great deal of time attending ongoing education, training and seminars given by both the health insurance companies and the state of CA through “Covered California”. We have the latest information available for individuals, families and businesses. We answer your questions and educate you to make an informed choice from all of the health care plan options, both within the CA state exchange marketplace and ‘outside’ the insurance exchange. We evaluate all of the options, not just one sector. We compare plan options and costs, show you what is available and help you to enroll without any additional cost to you.


La Jolla Health Insurance Plans | La Jolla Medical Insurance, Low Cost San Diego health Insurance, San Diego Life Insurance, Group Health Insurance, Long term Care Plans, Disability Insurance, CA Health Insurance Exchange Plans, Covered CA Metal Plans, Vision & Dental Insurance, Senior Medicare Supplements, Medicare Advantage, Medicare Part D Prescription Plans, Anthem Blue Cross Health Plans, Vision Insurance, Dental Insurance, Plans from Kaiser and Blue Shield of CA, Healthcare Coverage, Individual & Family Health Plans, Solana Beach, San Diego, Coronado, Encinitas, National City, La Mesa, Lemon Grove, Poway, Santee, Spring Valley, Chula Vista, El Cajon, La Presa, Bonita, Bostonia , Clairemont, Pacific Beach, Serra Mesa, University City, North San Diego County | 7660 Fay Ave., Suite H-140, La Jolla CA 92037 | (858) 277-4878 | CA Insurance License Number: 0A98457